2024 Finalists
Congratulations to all of the Finalists!
Please download our shortlist magazine containing all of the Finalists here.
Watch our Finalist Video here.
6
Best Achievement in Sustainability
Building on Beyond Carbon Neutral
Company name
The Co-operative Bank
Convego Beyond – End-to-end Sustainability Payment Solutions for all
Company name
Giesecke+Devrient
How Thunes' turns transactions into actions to support environmental sustainability
Company name
Thunes
Lloyds Banking Group moves to sustainable cards.
Company name
Lloyds Banking Group
Mastercard’s global, first-of-its-kind plastic card recycling programme will reduce landfill waste
Company name
Mastercard with the support of HSBC
Thames Technology expands its sustainable card production processes
Company name
Thames Technology
5
Best App User Experience (CX Initiative)
American Express® In App Pay with Bank Transfer Card payment innovation
Company name
American Express
Digital subscription management tool with market-leading ‘cancel’ capability
Company name
Lloyds Banking Group
Redi, Virgin Moneys AI-powered In-app Virtual Assistant
Company name
Virgin Money with IBM
Transforming Global Banking: Zenus Bank’s Seamless Mobile Experience Across 180+ Countries
Company name
Zenus Bank
Zopa Bank's digital journeys to support customers in arrears
Company name
Zopa Bank
4
Best Application of AI or ML in Financial Services
Cashflows' Fast Onbording
Company name
Cashflows
DisputeLab from Fi911
Company name
Fi911
Machine Learning in Retail Credit Risk Management
Company name
HSBC UK
Revolutionising B2B Decisions with Advanced Analytics & AI
Company name
HSBC with the support of Mastercard
8
Best Benefits or Loyalty Scheme
Business Rewards Account
Company name
Allica Bank
Coutts Loyalty and Benefits programme Refresh
Company name
Coutts & Co
Employee Financial Plug-In
Company name
Weavr
NatWest Group and Mastercard launch priceless experiences together in banking app
Company name
NatWest
NatWest Group MyRewards : Making Everyday Spending More Rewarding, During Cost-of-Living Crisis
Company name
NatWest Group
Presenting the new Platinum Card® from American Express
Company name
American Express
Presenting the Platinum Global Dining Credit from American Express
Company name
American Express
Visa:Nationwide Building Society – Cost of Living cashback campaign
Company name
Nationwide & Visa
8
Best Credit Card or Credit Facility
Asda Money Credit Card, in partnership with Jaja Finance and Visa
Company name
Jaja Finance / Asda Money / Visa
Monzo Flex Credit Card
Company name
Monzo
Multi-Lender Checkout Finance Platform Enhances Flexible Payments for UK Customers And Merchants
Company name
Deko
Presenting the new Platinum Card® from American Express
Company name
American Express
Rewards Credit Card
Company name
Yonder
Sainsbury’s Bank Everyday Credit Card
Company name
Sainsbury's Bank
Virgin Money Slyce - Buy Now Pay Better
Company name
Virgin Money with TSYS & MasterCard
Zopa Balance Transfer Credit Card: a pioneering innovative solution, defying industry norms
Company name
Zopa Bank
6
Best Customer Service
Best Customer Service
Company name
Global Payments
Capital One UK: Pioneering Excellence in Customer Service.
Company name
Capital One UK
Clover UK Concierge
Company name
Clover UK
Deutsche Bank and TSYS support customers to overcome the digital divide
Company name
TSYS & Deutsche Bank
Driving up digital adoption on a new Customer card base
Company name
NewDay Ltd
Ecommpay - Customer Support
Company name
Ecommpay
7
Best Future Payments Initiative
Acquired.com's Hosted Checkout Solution
Company name
Business Rewards Account
Company name
Allica Bank
CloudPay Instant Salary Payments: Revolutionising the employee pay experience
Company name
CloudPay
Curve: one card to rule them all on smartphone, devices and wearables.
Company name
Curve
ImageNPay Digital Payment Card Wallet
Company name
ImageNPay
The world’s first payment curation platform, by Paytrix
Company name
Paytrix
Token.io: Leveraging Open Banking to Drive A2A Payments at Scale
Company name
Token.io
9
Best Industry Innovation
audico
Company name
Elavon and The Digital Line
Cashflows’ Fast Onboarding
Company name
Cashflows
HSBC UK Global Money Account
Company name
HSBC UK
International Credit Decisioning for HSBC Credit Card Applications
Company name
HSBC UK
Mastercard’s Ethoca Consumer Clarity – Giving consumers the information that they need
Company name
Mastercard
NatWest Tap to Pay
Company name
Tyl
Revolut x VISA Vending Machines in Rome Fiumicino
Company name
Revolut & Visa
Virgin Money Slyce - Buy Now Pay Better
Company name
Virgin Money with TSYS & MasterCard
Your POS Terminal. Smarter.
Company name
ZEAL
4
Best Initiative in Digital or Complementary Payments
HSBC UK Global Money Account
Company name
HSBC UK
How Thunes improves payments interoperability worldwide
Company name
Thunes
NatWest Tap to Pay
Company name
Tyl by NatWest
Nium real-time global payments infrastructure
Company name
Nium
8
Best Initiative in Open Banking
Ecommpay - Open Banking Advanced
Company name
Ecommpay
Global Payments Bank Payment Solution
Company name
Global Payments
Nationwide and Moneyhub enable immediate funding of savings accounts using Open Banking
Company name
Nationwide and Moneyhub
Nuapay's Authenticated Mandates and Their Perfect Gift
Company name
Nuapay, an EML Payments business, and Their Perfect Gift
Payit by NatWest – Best Initiative in Open Banking
Company name
Payit by NatWest
Solaris: revolutionising payments in the wholesale food industry with instant pay-by-bank transactions
Company name
Solaris & Ecospend
Trustly Azura – the most intelligent data engine ever seen in payments
Company name
Trustly
Yaspa - Instant Cardless Payments
Company name
Yaspa (previously know as Citizen)
8
Best Marketing Campaign
Barclays Google Pay Cashback Incentive Campaign
Company name
Barclays UK
How a Balance Transfer defeated the Cost-Controllers
Company name
Barclaycard
HSBC UK Global Money Campaign
Company name
HSBC UK
Mastercard celebrates the future of creative talent at The BRIT Awards 2023
Company name
Mastercard
Revolut x VISA Vending Machines in Rome Fiumicino
Company name
Revolut & Visa
Visa’s She’s Next Grant Programme 2023 - Ireland Marketing Campaign
Company name
Visa
What’s Good for Small Businesses is Good for Everyone: The power of payments
Company name
Barclaycard Payments
‘Amex Gold Unsigned’ from American Express ® Preferred Rewards Gold Card
Company name
American Express
5
Best Payment Facility
Boku launches tokenised payment for global interactive entertainment company.
Company name
Boku
BR-DGE Vault
Company name
BR-DGE
Corpay Cross Border Payment Facility
Company name
Corpay Cross-Border Solutions
Effortless Automated Sweeps
Company name
Coutts
HSBC UK Global Money Account
Company name
HSBC UK
3
Best Payments Industry Newcomer
B4B Payments: providing business payments for the underserved SME market.
Company name
B4B Payments
ClearAccept
Company name
ClearAccept
Fyorin - a payments and financial operations platform
Company name
Fyorin
6
Best POS Solution
Barclaycard Payments Smartpay Anywhere: pocket-sized payment power
Company name
Barclaycard Payments
Bringing Zopa's award-winning lending capabilities to the retail finance space.
Company name
DivideBuy
Elavon ePOS
Company name
Elavon
NatWest Tap to Pay
Company name
Tyl by NatWest
Outpayce AirportPay: transforming the final frontier of in-person travel payments
Company name
Outpayce from Amadeus
Your POS Terminal. Smarter.
Company name
ZEAL
4
Best Processing Programme or Proposition
Enfuce, the Finnish fintech pioneering the next generation of embedded finance solutions
Company name
Enfuce
intelligentgolfPay
Company name
ClearAccept
Tribe Core Platform
Company name
Tribe Payments LTD
TSYS Migration of Card Portfolios
Company name
TSYS
5
Best Product Design
HSBC UK Global Money Account
Company name
HSBC UK
ImageNPay Digital Payment Card Wallet
Company name
ImageNPay
Ramsdens Multi Currency Card
Company name
Ramsdens Financial Limited
TallyMoney Art Cards
Company name
TallyMoney
The Henry Poole Business Debit Card
Company name
Coutts
7
Best Security or Anti-Fraud Development
Chargebacks911: a unique tech platform for effective chargeback mitigation
Company name
Chargebacks911
Clear Junction’s escrow accounts build trust in fiat and crypto trading
Company name
Clear Junction
Dynamic scam interventions - breaking the spell of the fraudster
Company name
Revolut
Ecommpay - Anti-Fraud Graph Analysis
Company name
Ecommpay
Mastercard ‘Consumer Fraud Risk’ Solution…a world first
Company name
Mastercard
Monzo Call Status
Company name
Monzo
Worldpay SaferPayments and Worldpay SaferPayments Managed: A Worldpay from FIS and VikingCloud initiative
Company name
Worldpay from FIS and VikingCloud
5
Best Service to Business
Capital on Tap
Company name
Capital on Tap
Corpay Cross-Border Solutions Service to Business
Company name
Corpay Cross-Border Solutions
Instant Redemption Card BIN Loyalty
Company name
ZEAL
Sonovate, the Funding Platform for the Future of Work
Company name
Sonovate
Unlocking the payments opportunity: Modulr brings SMEs’ payments into the digital age.
Company name
Modulr
4
Best Technology Initiative
Modern World Business Solutions: Creating Freedom and Transparency with Tech
Company name
Modern World Business Solutions
Ozone API: Unlocking Open Finance Globally
Company name
Ozone API
Trusted Merchant List
Company name
Coutts
Zeal POS Plugin
Company name
ZEAL
7
Changing Lives in the Community
Capital One and National Numeracy – working together to drive greater social mobility
Company name
Capital One UK
HSBC UK and Visa supporting young girls through football and financial well-being.
Company name
HSBC UK
Monzo Gambling Block
Company name
Monzo
NatWest Group MyRewards - Supporting Communities Through the Cost-Of-Living Crisis
Company name
NatWest Group
Strive UK
Company name
Mastercard
The MBNA Community Investment Programme: 30 years strong, 30,000 lives changed
Company name
MBNA
The Vanquis Banking Group Foundation: Investing in communities for the long term
Company name
Vanquis Banking Group
10
Social Inclusion in Financial Services
Barclaycard Business Boost Award: Empowering small businesses when it matters the most
Company name
Barclaycard Payments
Building the nation's financial wellbeing with NatWest’s free Know Your Credit Score
Company name
NatWest
BuildMyCreditScore debit card
Company name
BuildMyCreditScore
Capital One – Enabling trust in disclosing vulnerability
Company name
Capital One UK
Cashplus Bank partners with Money Carer Foundation (MCF) to support vulnerable people manage their money
Company name
Cashplus Bank
Expanding access to credit for newcomers to the UK
Company name
HSBC UK
Mastercard presents Sibstar
Company name
Mastercard & Sibstar
Paysafe’s eCash solution Paysafecash
Company name
Paysafe
Supporting credit unions in the fight against financial exclusion
Company name
Optimus Cards
Using Open Banking to improve financial inclusion and drive better outcomes
Company name
Experian & Virgin Money
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