The 2025 Shortlist

Introducing our 2025 Finalists! 

Download the Annual Shortlist Magazine here for more details on our finalists, judges, event details & more.

Winners will be announced Thursday 6th February at the Awards Ceremony taking place at the iconic & prestigious JW Marriott Grosvenor House, London.

Book your tables now to secure your place at the biggest awards event in the payments industry. Tables are allocated on a first-come, first-served basis so we recommend booking early to avoid disappointment!

3
Best Achievement in Sustainability

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Carbon Insights Solution

Logo (will be published)
Company name (will be published)
HSBC UK Bank Plc powered by Visa & Ecolytiq
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Thales Gemalto Recycling

Logo (will be published)
Company name (will be published)
Thales DIS
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Visa and Shell use FOMO to incentivise EV charging station users

Logo (will be published)
Company name (will be published)
Visa & Shell
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5
Best App User Experience (CX Initiative)

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Carbon Insights Solution

Logo (will be published)
Company name (will be published)
HSBC UK Bank Plc powered by Visa & Ecolytiq
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Elavon Connect - Transformation of a slow reporting tool to a High Performance Sales and Servicing Portal

Logo (will be published)
Company name (will be published)
Elavon Europe
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NatWest Euro Travel with Mastercard

Logo (will be published)
Company name (will be published)
NatWest
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Self-service fraud reporting for debit card customers

Logo (will be published)
Company name (will be published)
Lloyds Banking Group
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Zing: Seamless, Secure, and Instant International Money Management for a Worry-Free Experience

Logo (will be published)
Company name (will be published)
Zing with Visa
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4
Best Application of AI or ML in Financial Services

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AI Card assist

Logo (will be published)
Company name (will be published)
G+D
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Convego Card Designer with AI features

Logo (will be published)
Company name (will be published)
G+D
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Jaja Finance launches a GenAI chat assistant using Anthropic’s Claude 3 Model

Logo (will be published)
Company name (will be published)
Jaja Finance
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Scam Detect:Featurespace’s Guard Dog Protecting Consumers and FIs from Financial Fraud

Logo (will be published)
Company name (will be published)
Featurespace
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4
Best Benefits or Loyalty Scheme

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British Airways American Express® Premium Plus Card exclusive BA Tier Points offer

Logo (will be published)
Company name (will be published)
American Express
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Dine Deliciously for Less Every Time – Amex Dining from American Express

Logo (will be published)
Company name (will be published)
American Express
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M&S Rewards Plus Credit Card with Mastercard

Logo (will be published)
Company name (will be published)
M&S Bank
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MyRewards: a year of customer-led design

Logo (will be published)
Company name (will be published)
NatWest Group-MyRewards
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7
Best Credit Card or Credit Facility

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Aqua

Logo (will be published)
Company name (will be published)
Aqua
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Introducing Plan It™ – Flexible instalment plans from American Express

Logo (will be published)
Company name (will be published)
American Express
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NatWest Travel Reward Credit Card: driving value with Visa and Reward

Logo (will be published)
Company name (will be published)
Reward
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Premier World Elite Mastercard Credit Card

Logo (will be published)
Company name (will be published)
HSBC UK
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Santander Edge Credit Card with Mastercard

Logo (will be published)
Company name (will be published)
Santander
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The Amazon Barclaycard

Logo (will be published)
Company name (will be published)
Barclaycard
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The new World Elite MasterCard Credit Card soars to new heights with UK customers

Logo (will be published)
Company name (will be published)
Lloyds Bank
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5
Best Customer Service

Sponsored by Compare the Market

Currencies Direct Multi-Currency Debit Card

Logo (will be published)
Company name (will be published)
Currencies Direct
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Dojo: Innovating Customer Service with AI and personalised support

Logo (will be published)
Company name (will be published)
Dojo
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Elavon’s Customer Service Team: Achieving excellence in customer experience

Logo (will be published)
Company name (will be published)
Elavon
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Enhancing Dispute Analytics to protect the industry against Rogue Merchants

Logo (will be published)
Company name (will be published)
Lloyds Bank
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Transforming Customer Care: Innovative Solutions Driving Global Growth and Satisfaction

Logo (will be published)
Company name (will be published)
B4B Payments
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7
Best Early-Stage or Future Payments Initiative

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Arculus Web3 Payments: Redefining Secure Transactions in the Digital Age

Logo (will be published)
Company name (will be published)
CompoSecure
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BR-DGE unleashes modular tech power and hybrid tokenisation for fail-safe, future-proof payments.

Logo (will be published)
Company name (will be published)
BR-DGE
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Carbon Insights Solution

Logo (will be published)
Company name (will be published)
HSBC UK Bank Plc powered by Visa & Ecolytiq
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Click to Pay: Simplifying the Future of E-commerce with One-Click Checkout Solution

Logo (will be published)
Company name (will be published)
Netcetera
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Genie AI

Logo (will be published)
Company name (will be published)
Modern World Business Solutions
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Hyperlayer: bringing big-tech hyperpersonalisation to financial services

Logo (will be published)
Company name (will be published)
Hyperlayer
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Providing Banking and Payments and Safeguarding Vulnerable People - The Money Carer Biometric Card

Logo (will be published)
Company name (will be published)
Money Carer
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7
Best Industry Innovation

Sponsored by Fiserv

DisputeLab from Fi911

Logo (will be published)
Company name (will be published)
Fi911
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Featurespace’s Suite of Fraud Prevention Tools: the Justice League for Payments Protection

Logo (will be published)
Company name (will be published)
Featurespace
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Revolut and Visa deliver real time cross-border transactions for Revolut Business customers

Logo (will be published)
Company name (will be published)
Revolut & Visa
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Self-service fraud reporting for debit card customers

Logo (will be published)
Company name (will be published)
Lloyds Banking Group
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The Payments Market

Logo (will be published)
Company name (will be published)
Modern World Business Solutions
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Weavr redefine Employee Benefit Solutions

Logo (will be published)
Company name (will be published)
Weavr
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payabl.one: The All-in-One Payments Platform Transforming Merchant Operations

Logo (will be published)
Company name (will be published)
payabl.
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3
Best Initiative in Open Banking

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Capital One’s Pay by Bank: Transforming payment efficiency and experience

Logo (will be published)
Company name (will be published)
Capital One UK
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Moneyhub and TABBit

Logo (will be published)
Company name (will be published)
Moneyhub
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OneBanx and Nuapay: Partnering to Open Access to Financial Services in Communities

Logo (will be published)
Company name (will be published)
Nuapay - a GoCardless company
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9
Best Marketing Campaign

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Barclays Blue Rewards – Maximising Value with the Cashback Rewards

Logo (will be published)
Company name (will be published)
Barclays and Visa
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Dynamic Fintech Leadership: B4B Payments’ Creative Campaign at Money20/20 Europe 2024

Logo (will be published)
Company name (will be published)
B4B Payments
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HSBC VISA experiential marketing campaign 'The magic of Paris meets the excitement of the Olympic Games Paris 2024'

Logo (will be published)
Company name (will be published)
HSBC in partnership with Visa
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Monavate's Electrifying Rebrand: Ditching the Drab, Unleashing the Rebel

Logo (will be published)
Company name (will be published)
Monavate
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NatWest and Mastercard Customer Success

Logo (will be published)
Company name (will be published)
NatWest
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NatWest and Mastercard Summer Travel Campaign

Logo (will be published)
Company name (will be published)
NatWest
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The Guard Dog helping banks to choose World-class Fraud Prevention

Logo (will be published)
Company name (will be published)
Featurespace
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Visa Level Up Your Game: Olympic and Paralympic Games Paris 2024

Logo (will be published)
Company name (will be published)
VISA EUROPE
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What the customer buys is their business. Helping them pay is ours

Logo (will be published)
Company name (will be published)
Barclays
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4
Best Payment Facility

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BR-DGE’s independent payment orchestration unlocks limitless payments possibilities through one integration.

Logo (will be published)
Company name (will be published)
BR-DGE
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Boku’s Poland A2A Integration Expands Financial Inclusion, Elevating Local Payment Methods

Logo (will be published)
Company name (will be published)
Boku, Inc.
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Outpayce Orchestration

Logo (will be published)
Company name (will be published)
Outpayce from Amadeus
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Yaspa's instant bank payments

Logo (will be published)
Company name (will be published)
Yaspa
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3
Best Payments Industry Newcomer

Sponsored by Mastercard

Fyorin: Revolutionising Cross-Border Financial Operations for Global Businesses

Logo (will be published)
Company name (will be published)
Fyorin
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The world’s first payment curation platform, by Navro

Logo (will be published)
Company name (will be published)
Navro
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Zing: Transforming International Payments with Real-Time Currency Sweeping and Seamless Top-Ups

Logo (will be published)
Company name (will be published)
Zing with Visa
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3
Best POS Solution

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Optimizing Payments Across Europe: Aevi's POS Innovation for Rabobank and More

Logo (will be published)
Company name (will be published)
Aevi
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The Payments Group removes all barriers between physical and online POS

Logo (will be published)
Company name (will be published)
The Payments Group
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Zeal SmartPOS: Empowering Retailers with In-Store Customer Identification and Analytics

Logo (will be published)
Company name (will be published)
Zeal
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5
Best Pre-Paid Product or Programme

Sponsored by Discover Global Network

Driving Global Growth Through Tailored, Innovative Prepaid Card Solutions

Logo (will be published)
Company name (will be published)
B4B Payments
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Post Office Travel Money Card

Logo (will be published)
Company name (will be published)
First Rate Exchange Services
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The Payments Group launches as a new force in prepaid payments

Logo (will be published)
Company name (will be published)
The Payments Group
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Wallester & KuCoin: Transforming Crypto Spending with KuCard’s Real-Time Debit Solution

Logo (will be published)
Company name (will be published)
Wallester
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Zing: Innovative, Customer-Centric Fintech Solution for Seamless International Payments backed by HSBC

Logo (will be published)
Company name (will be published)
Zing with Visa
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4
Best Processing Programme or Proposition

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Elavon’s Chargeback Management Service: a unique offering in a dynamic market

Logo (will be published)
Company name (will be published)
Elavon
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The Disbursement Product for United Nations Conference Delegates

Logo (will be published)
Company name (will be published)
Railsr & Toqio
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The ‘OG’ of processing that’s trusted by the biggest (and smallest) names.

Logo (will be published)
Company name (will be published)
Lloyds
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Tribe Payments: Building intuitive technology to add value beyond the transaction

Logo (will be published)
Company name (will be published)
Tribe Payments
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5
Best Product Design

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Carbon Insights Solution

Logo (will be published)
Company name (will be published)
HSBC UK Bank Plc powered by Visa & Ecolytiq
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Curve Metal Card: Premium Design for the Ultimate Financial Control

Logo (will be published)
Company name (will be published)
CompoSecure and Thales with Curve
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IDEMIA Smart Metal Art Card for MSB Elite Card Program

Logo (will be published)
Company name (will be published)
IDEMIA Secure Transactions
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Nationwide’s rebranded card designs

Logo (will be published)
Company name (will be published)
Nationwide Building Society
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Redefining Digital Payments: Sleek Design Meets Seamless User Experience

Logo (will be published)
Company name (will be published)
B4B Payments
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7
Best Security or Anti-Fraud Development

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Balancing security, regulation, and customer convenience – Netcetera 3-D Secure Issuing Service

Logo (will be published)
Company name (will be published)
Netcetera
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Chargeback Guarantee

Logo (will be published)
Company name (will be published)
Riskified
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Chargebacks911: Frictionless Solutions to the Biggest Problem in eCommerce

Logo (will be published)
Company name (will be published)
Chargebacks911
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Expanding Pay.UK’s Confirmation of Payee service to mitigate and reduce fraud

Logo (will be published)
Company name (will be published)
Pay.UK
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Innovating 3DS with Metro Bank, TSYS Smart Secure and Featurespace.

Logo (will be published)
Company name (will be published)
Metro Bank
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Visa Protect for Account-to-Account Payments

Logo (will be published)
Company name (will be published)
Visa
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Worldpay and Signifyd's Guaranteed Payments: Mitigating Fraud and Driving Merchant Growth

Logo (will be published)
Company name (will be published)
Worldpay
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11
Best Service to Business

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ANNA +Taxes

Logo (will be published)
Company name (will be published)
ANNA
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Carbon Insights Solution

Logo (will be published)
Company name (will be published)
HSBC UK Bank Plc powered by Visa & Ecolytiq
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Cashflows Advance – Meeting demand, adding value, for simple flexible SME business funding

Logo (will be published)
Company name (will be published)
Cashflows
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Corpay Cross-Border: Powering global payments and keeping currency risk under control

Logo (will be published)
Company name (will be published)
Corpay Cross-Border Solutions
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Elavon’s Chargeback Management Service: a unique offering in a dynamic market

Logo (will be published)
Company name (will be published)
Elavon
show more show less

Mastercard Fintech Express

Logo (will be published)
Company name (will be published)
Mastercard
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Pax2pay’s Invoice Payments Technology

Logo (will be published)
Company name (will be published)
Pax2pay
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The Capital on Tap Business Credit Card and Preloading

Logo (will be published)
Company name (will be published)
Capital on Tap
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The Disbursement Product for United Nations Conference Delegates

Logo (will be published)
Company name (will be published)
Railsr & Toqio
show more show less

The Healthcare Payment Card: Virtual card for insurance payments

Logo (will be published)
Company name (will be published)
Visa
show more show less

Wallester’s Innovative Financial Solutions: Empowering Businesses with Wallester Business and White-Label Platforms

Logo (will be published)
Company name (will be published)
Wallester
show more show less
10
Best Technology Integration

Sponsored by Ingenico

Driving Nordic Fintech Innovation with Embedded Finance and Compliance Solutions

Logo (will be published)
Company name (will be published)
B4B Payments
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Implementing a fully orchestrated, real-time, cloud-native payments system into Nationwide Building Society.

Logo (will be published)
Company name (will be published)
Nationwide Building Society & Form3
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Instant Card Transfers for Revolut Business customers, powered by Visa Direct.

Logo (will be published)
Company name (will be published)
Revolut & Visa
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Modulr’s API: Real-Time Embedded Payments for Accounting and Payroll Efficiency

Logo (will be published)
Company name (will be published)
Modulr
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Nuapay's Partner-Centric Payments Platform

Logo (will be published)
Company name (will be published)
Nuapay - a GoCardless company
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One Week to Fraud Prevention: Yonder deploys Featurespace's World-class Platform at Speed

Logo (will be published)
Company name (will be published)
Yonder
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Swift Connect

Logo (will be published)
Company name (will be published)
Nium
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Tribe Payments: Building intuitive technology to add value beyond the transaction

Logo (will be published)
Company name (will be published)
Tribe Payments
show more show less

White-label Pre-approved Merchant Cash Advance

Logo (will be published)
Company name (will be published)
Modern World Business Solutions
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Zing: Revolutionizing International Financial Transactions with Advanced Technology Integration

Logo (will be published)
Company name (will be published)
Zing with Visa
show more show less
6
Changing Lives in the Community

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Breaking Barriers: Tackling Social Mobility For A Brighter Future

Logo (will be published)
Company name (will be published)
Capital One UK
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Coutts Philanthropic Foundation with Mastercard

Logo (will be published)
Company name (will be published)
Coutts
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Empowering Communities: Worldpay & The Prince's Trust

Logo (will be published)
Company name (will be published)
Worldpay
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Making life-changing differences to small businesses (and animals) with purposeful payment tech

Logo (will be published)
Company name (will be published)
Lloyds
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OneBanx and Nuapay: Partnering to Open Access to Financial Services in Communities

Logo (will be published)
Company name (will be published)
Nuapay - a GoCardless company
show more show less

Supporting charities and delivering lasting impact through the MBNA Community Investment Programme

Logo (will be published)
Company name (will be published)
MBNA (part of Lloyds Banking Group)
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6
Financial Inclusion Award

Sponsored by Visa

B4B Payments’ Technology Empowers Financial Inclusion for Vulnerable Communities Through Prepaid Solutions

Logo (will be published)
Company name (will be published)
B4B Payments
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Capital One is empowering vulnerable customers, setting new industry standards for inclusive support

Logo (will be published)
Company name (will be published)
Capital One UK
show more show less

OneBanx and Nuapay: Partnering to Open Access to Financial Services in Communities

Logo (will be published)
Company name (will be published)
Nuapay - a GoCardless company
show more show less

Paynetics - a licensed embedded finance provider.

Logo (will be published)
Company name (will be published)
Paynetics
show more show less

Promoting Independance and Financial Inclusion - The Monika Banking Platform from Money Carer

Logo (will be published)
Company name (will be published)
Money Carer
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Sibstar - a debit card and app helping vulnerable adults manage everyday money

Logo (will be published)
Company name (will be published)
Sibstar
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The 2025 Finalists